Get Adobe Flash player

Areas of Focus

  • Fee based financial planning and consulting services.
  • 401(k), 403(b), SIMPLE, SEP and Individual Retirement Accounts (IRAs).
  • ERISA 404(c) compliance meetings.
  • Portfolio Holding Analysis.
  • Investment Policy Statements.
  • Tax, retirement and estate planning.
  • 529 education plans. 
  • Fixed and variable annuities.
  • Mutual Funds.
  • Socially Responsible Investing.
  • Impact funds for Foundations and Endowments

Socially Responsible Investing.

Helping interested clients align their financial goals with their personal, social and core value objectives. This is often referred to as stewardship investing or socially responsible investing and planning.

Client-Centered Planning.

Providing information about investments and planning opportunities so that clients can make informed choices. Many of our clients appreciate the educational aspects of our services. We are committed to the mission of helping clients achieve their financial planning and stewardship objectives while delivering a high level of client service.  

Small Business Expertise.

Expertise regarding various retirement plans and Employee benefits such as 401(k) Plans, Group Health and Life & Disability Insurance that strengthen small businesses making them attractive to personnel.


Tax planning, retirement planning and estate conservation. Your financial needs and personal goals are the first things we discuss in your initial consultation. You describe your present and future goals, your feelings about risk and return, and your social concerns. Your questions about the depth and scope of our services are answered. Then, if you'd like to proceed, we will discuss recommendations on strategies. All fees are fully disclosed before we begin.

Your Choice of Services

The services can be readily separated into four categories. Many of our clients work with us for a fee, based on an annual percentage of assets managed. However, we also consult on an hourly basis. Occasionally, a commission-based product may be appropriate, as well as life, health, disability or long-term care insurance.